Rolex ROI Calculator

Before you guess what your Rolex is worth, run the numbers. Compare your Rolex investment against stocks, gold, and savings over time.
You wore it. You enjoyed it. Here is what it did financially.

Purchase Price ($)
Hold Period
1 years
Model Category
Classic
Sports
Hype
Where are you buying?
Authorized Dealer
Grey Market
Pre-Owned
Advanced Options
Watch Condition
Include Service Costs
$1,000 every 10 years
Bear Case📉
$0
+4% annual appreciation
Base Case
$0
+10% annual appreciation
Bull Case📈
$0
+10% annual appreciation
Key Insights
Break-Even Point

Year

When your watch value covers purchase price

Cost of Joy

Opportunity cost vs. S&P 500

Market Performance

Compared to S&P 500 returns

What does the Rolex ROI calculator show?

The Rolex ROI Calculator is built to give context rather than predictions. It helps you understand how a Rolex may have behaved financially over time, using real market history rather than headlines or hype.
It shows the estimated change in value of your Rolex across your chosen holding period, based on how comparable models have performed in the past. This allows you to see trends over time.
The calculator also reflects how practical details influence returns. Model category plays a role, as does where the watch was bought and the condition it has been kept in. These factors are often discussed casually but have a measurable impact when viewed over several years.
Ownership costs are part of the picture, too. Servicing, maintenance, and other long-term expenses are included, so the figures do not ignore the realities of owning and wearing a mechanical watch.
Finally, the calculator places your Rolex alongside traditional options such as stocks, gold, and savings. The aim is not to declare a winner, but to offer a clearer point of reference.

How to use the Rolex ROI Calculator?

Enter the price you paid for your Rolex. This sets the baseline that the calculator uses to track value over time.

Choose the Rolex category that best fits your watch. Classic, sports, and hype driven models tend to behave differently in the market.

Adjust the holding period to reflect how long you have owned the watch, or how long you plan to keep it.

Select where the watch was bought. Authorised dealer, grey market, or pre-owned purchases can affect both entry price and performance.

Use the advanced options to account for the condition and choose whether servicing costs are included in the calculation.

As you adjust the inputs, the results update automatically so you can see how each change affects the outcome.

Important to know

The figures shown by this calculator are estimates. They are designed to give a sense of direction only. It is not a guaranteed resale price.

Rolex values can vary widely depending on the exact reference, condition, originality, and current demand. Two watches that look similar on paper can perform very differently in practice.

Any final value is always confirmed after a physical inspection. Details such as wear, servicing history, and completeness can only be properly assessed in person.

Market behaviour also changes over time. Past performance can provide useful context, but it does not lock in future outcomes.

Why track Rolex ROI?

A Rolex does not behave like most things people buy. It does not drop in value just because it has been worn or taken out of the box.
Some models have held their value well over time. A few have gone the other way. That usually comes down to supply, demand, and what Rolex was producing at the time, not luck (sometimes yes) or hype. It also means results vary by model and timing, not every Rolex follows the same path.
Looking at ROI gives you something more solid than stories and screenshots. Instead of relying on what someone else sold a watch for last month, you can see how similar models have actually behaved over longer periods.
Tracking ROI gives owners a clearer view of the financial side of something they already value for other reasons.

What impacts Rolex ROI?

1. Model demand

Professional and sports models tend to move differently from dress or precious metal references.

2. Production changes

Discontinued references, dial variations, and short production runs can shift values quickly.

3. Condition and originality

Unpolished cases, full sets, and original components often command stronger pricing.

4. Market timing

Short-term prices fluctuate with broader luxury and collector market cycles.

Thinking about selling or upgrading your Rolex?

If you are considering selling, part exchanging, or moving into another Rolex, the calculator gives you a useful starting point. A professional valuation takes it further by reflecting what buyers are paying right now, based on the watch in front of us.

Why Time Is Money Watches?

Time Is Money Watches deals in Rolex every day. Valuations are based on current buyer demand and not on headline prices or hopeful estimates.
Prices are explained clearly and kept realistic. There is no pressure to proceed.
If you choose to sell or part-exchange, same-day options are available, with fully insured and discreet handling throughout. Appointments can also be arranged at the private Hale showroom for those who prefer to deal in person.

Frequently Asked Questions

How accurate is the Rolex ROI Calculator?

The calculator uses historical market data from comparable Rolex models to show how values have behaved over time. It provides context rather than certainty. Final figures always depend on physical inspection and current buyer demand.

Do all Rolex watches increase in value?

No. Rolex performance varies widely. Some models hold value well, others do not. Factors such as reference, production period, condition, and timing all play a role in how a watch performs financially.

Does the condition really affect ROI?

Yes. Condition can materially change value. Wear, polishing, originality of parts, and whether the watch includes its box and papers all influence how buyers price a Rolex in real transactions.

Can I sell my Rolex the same day?

Yes. Same-day purchases and part exchange are available at Time Is Money Watches, subject to inspection. The final price is confirmed once the watch is assessed in person, taking into account condition, completeness, and current market demand.